CREDIT CONSULTING
Together with our partners from YesCredit® we offer you exclusively specialized financial consulting regarding the contracting of a bank loan. Loans for real estate investments are the ideal financing solution when you want to buy a home but do not have the necessary financial resources.
The brokerage company YesCredit® has partnerships with the most important financial institutions in Romania and offers integrated consulting services that require a low involvement from clients. That's why buying a home in the residential complexes developed by us has now become much easier!
Maximum amount – 57,000 EUR in RON equivalent for homes completed before 2010, 66,500 EUR in RON equivalent, for homes completed after 2010, 71,250 EUR in RON equivalent, for construction of a house
Maximum period – 360 months
Maximum grace period – 24 months
Down payment – 5%
Applicants – Romanian citizens
Minimum age – 18 years
Maximum age – 70 years
Cosigners – Up to 3 cosigners accepted
Approved incomes – Permanent net salaries
Collateral (guarantees) – Real estate (house, apartment), the guarantee granted by FNGCIMM, in the name and on behalf of the State
*Both, the characteristics of the loans and the eligibility criteria may differ from one financial institution to another. This table includes the most commonly encountered values and elements
Minimum amount – 60.000 Lei / 15.000 EUR
Maximum amount – 4.000.000 Lei / 1.000.000 EUR
Maximum period – 360 months
Maximum grace period – 24 months
Down payment – 15% Lei / 25% EUR
Applicants – Romanian or foreign citizens with permanent or temporary residence in Romania
Minimum age – 18 years
Maximum age – 70 years
Cosigners – Up to 3 cosigners accepted
Approved incomes – Salaries, pensions, dividends, rents, royalties, revenues from abroad, incomes from liberal professions, navigators, etc.
Collateral (guarantees) – Real estate (house, apartment)
*Both, the characteristics of the loans and the eligibility criteria may differ from one financial institution to another. This table includes the most commonly encountered values and elements.