IDEAL RESIDENCE provides 100% FREE financial consulting services for their clients. We come forward and provide you with the financial consulting services needed for checking new credit offers and preparing credit files.
The Money Advisor offers all types of loans from secured loans - Mortgage or Real Estate Loan, Unsecured Loans, New Home Loan, Refinancing, Credit Card, SME Credit, in order to cover all the financing needs of the clients, both individuals and legal entities.
Given the recent developments in the banking market, the vast majority of banks have communicated changes in lending conditions. You will find customized solutions for:
Mortgage loan, down payment with 15%;
New House Program;
Personal need loans for covering the down payment.
Minimum amount – 10.000 EUR Maximum amount – 1.000.000 EUR Minimum period – 36 months Maximum period – 360 months Down payment – 15% Lei / 25% EUR Applicants – Romanian or foreign citizens with permanent or temporary residence in Romania Minimum age – 18 years Cosigners – Up to 2 or 3 cosigners accepted Approved incomes – Salaries, pensions, dividends, rents, royalties, revenues from abroad, incomes from liberal professions, navigators, etc. Collateral (guarantees) – Real estate (house, apartment) *Both, the characteristics of the loans and the eligibility criteria may differ from one financial institution to another
Selling price – maximum 70.000 EUR Maximum amount – 66.500 EUR, the equivalent in RON for new or old buildings, completed more or less than 5 years before the loan application date Maximum period – 360 months Down payment – 5% Applicants – Romanian citizens Minimum age – 18 years Cosigners – Up to 2 or 3 cosigners accepted Approved incomes – Permanent net salaries
Selling price – between 70.001 EUR – 140.000 EUR Minimum amount – 59.501 EUR, the equivalent in RON only for new buildings Maximum amount – 119.000 EUR, the equivalent in RON only for new buildings Maximum period – 360 months Down payment – 15% Applicants – Romanian citizens Minimum age – 18 years Cosigners – Up to 2 or 3 cosigners accepted Approved incomes – Permanent net salaries
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