IDEAL RESIDENCE offers 100% FREE financial assistance services for its clients. We are here to support you by providing financial advisory services for reviewing the latest loan offers and preparing loan applications.
The Money Advisor offers all types of loans, including secured loans – mortgage or real estate loans, unsecured loans, the Noua Casă (New Home) program, refinancing, credit cards, SME loans – with the goal of covering all financing needs for both individuals and legal entities.
Given the recent changes in the banking market, most banks have announced updates to their lending conditions. You will find personalized solutions for:
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Mortgage loans, with a 15% down payment for the first property or a 25% down payment starting from the second property;
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New Home program, with a 15% down payment;
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Personal loans to help cover the down payment.
Minimum amount – 10.000 EUR
Maximum amount – 1.000.000 EUR
Minimum period – 36 months
Maximum period – 360 months
Down payment – from 15% – up to 25% of the sale price
Applicants – Romanian or foreign citizens with permanent or temporary residence in Romania
Minimum age – 18 years
Cosigners – Up to 2 or 3 cosigners accepted
Approved incomes – Salaries, pensions, dividends, rents, royalties, revenues from abroad, incomes from liberal professions, navigators, etc.
Collateral (guarantees) – Real estate (house, apartment)
*Both, the characteristics of the loans and the eligibility criteria may differ from one financial institution to another
Selling price – between 70.001 EUR – 140.000 EUR
Minimum amount – 59.501 EUR, the equivalent in RON only for new buildings
Maximum amount – 119.000 EUR, the equivalent in RON only for new buildings
Maximum period – 360 months
Down payment – 15%
Applicants – Romanian citizens
Minimum age – 18 years
Cosigners – Up to 2 or 3 cosigners accepted
Approved incomes – Permanent net salaries
ROXANA VLASE – Senior Broker
Email – roxana.vlase@themoneyadvisor.ro
Phone – +40769 688 025