{"id":693,"date":"2025-06-26T10:40:39","date_gmt":"2025-06-26T07:40:39","guid":{"rendered":"https:\/\/drumultaberei-residence.ro\/?page_id=693"},"modified":"2025-08-08T11:18:29","modified_gmt":"2025-08-08T08:18:29","slug":"credit-assistance","status":"publish","type":"page","link":"https:\/\/drumultaberei-residence.ro\/en\/credit-assistance\/","title":{"rendered":"Credit assistance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;50&#8243; back_color=&#8221;color-nhtu&#8221; back_image=&#8221;224&#8243; back_position=&#8221;center center&#8221; kburns=&#8221;yes&#8221; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;272447&#8243; overlay_color_type=&#8221;uncode-palette&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; align_horizontal=&#8221;align_center&#8221; gutter_size=&#8221;2&#8243; style=&#8221;dark&#8221; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;208697&#8243;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][vc_column_inner column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/2&#8243; uncode_shortcode_id=&#8221;106886&#8243;][vc_custom_heading auto_text=&#8221;yes&#8221; text_font=&#8221;font-701934&#8243; text_size=&#8221;bigtext&#8221; text_weight=&#8221;700&#8243; text_transform=&#8221;lowercase&#8221; text_height=&#8221;fontheight-179065&#8243; text_stroke=&#8221;yes&#8221; css_animation=&#8221;bottom-t-top&#8221; animation_speed=&#8221;600&#8243; uncode_shortcode_id=&#8221;558801&#8243; text_color_type=&#8221;uncode-solid&#8221; text_color_solid=&#8221;#ffffff&#8221;][\/vc_custom_heading][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row row_height_percent=&#8221;0&#8243; override_padding=&#8221;yes&#8221; h_padding=&#8221;2&#8243; top_padding=&#8221;3&#8243; bottom_padding=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;187582&#8243;][vc_column column_width_use_pixel=&#8221;yes&#8221; gutter_size=&#8221;3&#8243; overlay_alpha=&#8221;50&#8243; shift_x=&#8221;0&#8243; shift_y=&#8221;0&#8243; shift_y_down=&#8221;0&#8243; z_index=&#8221;0&#8243; medium_width=&#8221;0&#8243; mobile_width=&#8221;0&#8243; width=&#8221;1\/1&#8243; uncode_shortcode_id=&#8221;230393&#8243; column_width_pixel=&#8221;900&#8243;][vc_column_text uncode_shortcode_id=&#8221;395376&#8243;]<strong>IDEAL RESIDENCE <\/strong>offers 100% FREE financial assistance services for its clients. We are here to support you by providing financial advisory services for reviewing the latest loan offers and preparing loan applications.<\/p>\n<p><strong><a href=\"https:\/\/themoneyadvisor.ro\/\" target=\"_blank\" rel=\"noopener noreferrer\">The Money Advisor<\/a><\/strong> offers all types of loans, including secured loans \u2013 mortgage or real estate loans, unsecured loans, the Noua Cas\u0103 (New Home) program, refinancing, credit cards, SME loans \u2013 with the goal of covering all financing needs for both individuals and legal entities.<\/p>\n<p>Given the recent changes in the banking market, most banks have announced updates to their lending conditions. You will find personalized solutions for:<\/p>\n<ul>\n<li data-start=\"706\" data-end=\"829\">\n<p data-start=\"708\" data-end=\"829\">Mortgage loans, with a 15% down payment for the first property or a 25% down payment starting from the second property;<\/p>\n<\/li>\n<li data-start=\"830\" data-end=\"879\">\n<p data-start=\"832\" data-end=\"879\">New Home program, with a 15% down payment;<\/p>\n<\/li>\n<li data-start=\"880\" data-end=\"928\" data-is-last-node=\"\">\n<p data-start=\"882\" data-end=\"928\" data-is-last-node=\"\">Personal loans to help cover the down payment.<\/p>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_accordion typography=&#8221;advanced&#8221; sign=&#8221;plus&#8221; gutter_simple=&#8221;0&#8243; titles_font=&#8221;font-701934&#8243; titles_size=&#8221;h6&#8243; titles_weight=&#8221;700&#8243; uncode_shortcode_id=&#8221;724629&#8243; active_tab=&#8221;0&#8243;][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Mortgage loans&#8221; tab_id=&#8221;1701436305-1-217014390099301750762396118&#8243; slug=&#8221;mortgage-loans&#8221;][vc_column_text uncode_shortcode_id=&#8221;280876&#8243;]<strong>Minimum amount<\/strong>\u00a0\u2013 10.000 EUR<\/p>\n<p><strong>Maximum amount<\/strong> \u2013 1.000.000 EUR<\/p>\n<p><strong>Minimum period<\/strong> \u2013 36 months<\/p>\n<p><strong>Maximum period<\/strong> \u2013 360 months<\/p>\n<p><strong>Down payment\u00a0<\/strong>\u2013 from 15% \u2013 up to 25% of the sale price<\/p>\n<p><strong>Applicants<\/strong> \u2013 Romanian or foreign citizens with permanent or temporary residence in Romania<\/p>\n<p><strong>Minimum age<\/strong> \u2013 18 years<\/p>\n<p><strong>Cosigners<\/strong> \u2013 Up to 2 or 3 cosigners accepted<\/p>\n<p><strong>Approved incomes<\/strong> \u2013 Salaries, pensions, dividends, rents, royalties, revenues from abroad, incomes from liberal professions, navigators, etc.<\/p>\n<p><strong>Collateral (guarantees)<\/strong> \u2013 Real estate (house, apartment)<\/p>\n<p><strong>*<\/strong>Both, the characteristics of the loans and the eligibility criteria may differ from one financial institution to another[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;New House Mortgage Loans (70.001 EUR \u2013 140.000 EUR)&#8221; tab_id=&#8221;1701437329975-2-1017014390099301750762396118&#8243; slug=&#8221;new-house-mortgage-loans-2&#8243;][vc_column_text uncode_shortcode_id=&#8221;188052&#8243;]<strong>Selling price<\/strong> \u2013 between 70.001 EUR \u2013 140.000 EUR<\/p>\n<p><strong>Minimum amount<\/strong> \u2013 59.501 EUR, the equivalent in RON only for new buildings<\/p>\n<p><strong>Maximum amount<\/strong> \u2013 119.000 EUR, the equivalent in RON only for new buildings<\/p>\n<p><strong>Maximum period<\/strong> \u2013 360 months<\/p>\n<p><strong>Down payment\u00a0<\/strong>\u2013 15%<\/p>\n<p><strong>Applicants<\/strong> \u2013 Romanian citizens<\/p>\n<p><strong>Minimum age<\/strong> \u2013 18 years<\/p>\n<p><strong>Cosigners<\/strong> \u2013 Up to 2 or 3 cosigners accepted<\/p>\n<p><strong>Approved incomes<\/strong>\u00a0\u2013 Permanent net salaries[\/vc_column_text][\/vc_accordion_tab][vc_accordion_tab gutter_size=&#8221;2&#8243; column_padding=&#8221;2&#8243; title=&#8221;Contact&#8221; tab_id=&#8221;1701437449541-3-517014390099301750762396118&#8243; slug=&#8221;contact&#8221;][vc_column_text uncode_shortcode_id=&#8221;569439&#8243;]<strong>ROXANA VLASE<\/strong>\u00a0\u2013 Senior Broker<br \/>\n<strong>Email<\/strong>\u00a0\u2013\u00a0<a href=\"mailto:roxana.vlase@themoneyadvisor.ro\" target=\"_blank\" rel=\"noopener noreferrer\">roxana.vlase@themoneyadvisor.ro<\/a><br \/>\n<strong>Phone<\/strong>\u00a0\u2013\u00a0<a href=\"tel:+40769-688-025\" target=\"_blank\" rel=\"noopener noreferrer\">+40769 688 025<\/a>[\/vc_column_text][\/vc_accordion_tab][\/vc_accordion][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row unlock_row_content=&#8221;yes&#8221; row_height_percent=&#8221;50&#8243; back_color=&#8221;color-nhtu&#8221; back_image=&#8221;224&#8243; back_position=&#8221;center center&#8221; kburns=&#8221;yes&#8221; overlay_color=&#8221;color-jevc&#8221; overlay_alpha=&#8221;50&#8243; gutter_size=&#8221;3&#8243; column_width_percent=&#8221;100&#8243; shift_y=&#8221;0&#8243; z_index=&#8221;0&#8243; content_parallax=&#8221;0&#8243; uncode_shortcode_id=&#8221;272447&#8243; overlay_color_type=&#8221;uncode-palette&#8221; back_color_type=&#8221;uncode-palette&#8221;][vc_column column_width_percent=&#8221;100&#8243; position_vertical=&#8221;bottom&#8221; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":599,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-693","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit assistance - Drumul Taberei Residence<\/title>\n<meta name=\"description\" content=\"Mortgage Consulting - Our partners offer specialized financial advice to guide you through the home loan process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/drumultaberei-residence.ro\/en\/credit-assistance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit 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